Flexible options that move your business forward

We are committed to being your trusted partner as you select health plans for your employees. Our team has developed solutions and programs to provide choices when it comes to comprehensive, reliable networks and plan options. We appreciate that you look to Blue Cross® Blue Shield® of Arizona (BCBSAZ) to meet your health plan needs.

  • BluePreferred® PPO
  • BluePreferred HSA Plus
  • Ascend HMO Plus
  • Ascend HSA

Balanced Funding is a self-funded solution that provides employers with nine or more enrolled employees with financial predictability and control over monthly healthcare costs.1 With Balanced Funding, employers pay a fixed, monthly amount that includes the cost of administrative services, stop-loss insurance, and all claims coverage. Balanced Funding may be a great option for employers whose employees are engaged in their healthcare and use their plan in a cost-efficient and effective manner. Learn more about Balanced Funding options today.

All plans cover:

Preventive Care

  • Most in-network preventive care services with $0 out-of-pocket costs.2

BlueCare AnywhereSM

  • Telehealth visits any time with a doctor, counselor, or psychiatrist from a smartphone, computer, or tablet.3

Call us

We’re here to help.



Broad or narrow network plans with multiple deductible options give you and your employees control over the type of coverage needed and spending for healthcare services.



Network choice with access to care that offers lower premiums and costs for in-network healthcare services.

Shopping Tools

Online tools to help employees find in-network care, understand treatment options before they visit their doctor, and know the costs for more than 1,600 common treatments based on their specific health plan.


HSA integration with our qualified Portfolio plan offers easy set up, management, and 24-hour customer service.


Important Health Plan Documents

January 2022 Employer 51 + Product Guide

January 2022 SBCs for Groups 51 +

2022 Formulary

April 2021 Employer 51+ Product Guide

April 2021 SBCs for Groups 51+

2021 Formulary

April 2020 Employer 51+ Product Guide

April 2020 SBCs for Groups 51+

2020 Formulary

Plan Options for Organizations with 51+ Employees

Plan Options for Groups Size 51 to 99




PPO Plans

Statewide (Statewide)

Alliance (Maricopa County)

PimaConnect (Pima County)

Affiliations Statewide

Banner Health and HonorHealth

Tucson Medical Center and Northwest Healthcare

HMO Plans

Statewide (Statewide)

Alliance (Maricopa County)

PimaConnect (Pima County)

Affiliations Statewide

Banner Health and HonorHealth

Tucson Medical Center and Northwest Healthcare

Blue Value

Having BCBSAZ on your side means you and your employees can be confident we’re here when you need us.


  • More than 93 percent of physicians in Arizona4
  • Over 96 percent of hospitals in Arizona4


  • Concierge model of customer care provides one-and-done solutions that have earned us a 94 percent satisfaction rating5
  • 90% of all claims resolved on the first request5
  • Customers Service team includes Spanish-speaking representatives

Tools and Resources

  • Blue365® discounts on national fitness, nutrition, and other lifestyle brands
  • HealthyBlue® wellness programs and resources to engage employees in individualized wellbeing activities
  • Care coordination programs to help members manage a chronic condition, provide maternity support, transition home from a hospital stay, or engage in wellness and coaching programs

Strengthen your benefits plan design

With specialty solutions, you can:

  • Build a more complete benefits package
  • Attract and retain top talent
  • Help employees complete the picture of good health
  • Bundle products and save more
Dental insurance
Benefits employees will smile about


Disability insurance from Equitable6
Help employees plan for life's "What ifs?"                 

Life insurance from Equitable6
Help give employees more financial peace of mind

Call our specialty solutions team at 1-844-758-2583 or contact your broker today.

1 Prior to January 1, 2021, Balanced Funding was only available for businesses with 15 or more enrolled employees.
2 Applies to covered services submitted with a preventive diagnosis. To be covered, a provider in your plan’s network must provide preventive services. Whether a service is considered preventive will depend on information your provider submits with the claim. Your provider may order or provide non-preventive care in combination with preventive care. Check your plan benefits for what is covered.
3 Counseling and psychiatry appointments may take up to 14 days to schedule.
4 BCBSAZ Member Satisfaction Survey 2016
5 BCBS Association Data, 2016
6 Equitable is the brand name of the retirement and protection subsidiaries of Equitable Holdings, Inc., including Equitable Financial Life Insurance Company (Equitable Financial) (NY, NY); Equitable Financial Life Insurance Company of America (Equitable America), an AZ stock company with main administrative headquarters in Jersey City, NJ; and Equitable Distributors, LLC. Equitable Advisors is the brand name of Equitable Advisors, LLC (member FINRA, SIPC) (Equitable Financial Advisors in MI & TN). Group insurance products in the state of Arizona are issued by Equitable America, which has sole responsibility for its insurance and claims-paying obligations for such products. Equitable is independent of BCBSAZ. It does not provide, offer, or sell BCBSAZ products or services and is solely responsible for the products or services it provides. GE- 3194662 (8/20) (Exp. 8/22)
Blue Cross, Blue Shield, Blue365, HealthyBlue, and the Cross and Shield are registered service marks, and MyBlue is a service mark, of the Blue Cross Blue Shield Association, an association of independent Blue Cross and Blue Shield Plans.